Private Real Estate Credit Built for
Stability and Strong Returns
Lindiana Capital originates and holds a diversified investment-grade portfolio of real estate-backed loans across the United States. Our portfolio is engineered to deliver exceptional, consistent performance with real collateral, disciplined underwriting, and full General Partner alignment.
BALANCE-SHEET FOCUSED
We hold what we originate. Alignment is everything.
BORROWER & COLLATERAL-FIRST DISCIPLINE
Experienced borrowers, real assets, real underwriting, real downside protection.
CASH FLOW GENERATION
High-yield loans, creditworthy performing borrowers.
NATIONAL FOOTPRINT
A diversified pool of residential investment credit.
What We Invest In
1
Owner-Occupied Mortgage, Long Term
15 - 30 year non-qm mortgages for self-employed borrowers using personal or business bank statements to qualify for their primary residence purchase or refinance. This loan class is stable and long-term while also being highly liquid in secondary markets.
2
Investor Fix & Flip (“RTL”), Short Term
6 - 12 month interest-only loans for residential real estate investors who buy, rehab, and sell/hold. This loan class is short-term, high-yield and high-turnover. This type of paper is also highly liquid in secondary markets.
3
Bridge, Short Term
6 - 12 month interest-only loans for real estate investors or owner-occupied home buyers (moving into their new home before selling their current home). This loan class is short-term, high yield and high turnover. This type of paper is also highly liquid in secondary markets and does not include a construction component.
This diverse structure provides downside protection, flexible duration, and consistent performance across market cycles.
Why Investors Choose Lindiana
Exceptional Returns Without Market Volatility
Our performance has historically outpaced public equities while eliminating the “market shock” that comes with stock-market drawdowns.
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Principal Protection at the Core
Conservative LTVs, strong collateral, and real borrower equity protect capital across economic cycles.
Meaningful GP Alignment
The general partners are the largest investors in the fund and personally guarantee all bank debt to the company, ensuring our interests are fully aligned with our investors.
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Risk-Managed, Real-World Underwriting
We lend against actual bank deposits, real rental income, and real collateral—not projections or wishful thinking.
A Diversified, Nationwide Portfolio
We originate and hold assets across multiple states and markets, reducing concentration risk and creating smoother performance across economic environments.
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A Platform Built on Experience
Lindiana Capital’s general partners bring together decades of experience in private lending, real estate finance, underwriting, and disciplined credit management. We combine common-sense lending with institutional-grade process and active asset oversight.
Looking for Reliable Returns, Tired of the Stock Market?
We accept investors grounded in
reality with a desire for consistency.
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